Specialist Sector

Transport and Haulage

Stefan Hohmann

Lendaline delivered a finance solution to my business where all others feared to tread. All with assured calm efficiency and briskly too. I unreservedly recommend inviting Guy to pitch on any funding need your business might have – you’ll be in good hands.”

Stefan Hohmann

Director, GEM Display Media Limited

Why Lendaline are the perfect finance partner for transport and haulage businesses

We understand fleet finance, know commercial vehicle values, and move quickly when a deal needs to happen.

Repayments built around fleet operations

Fixed monthly payments on clear terms, structured around the vehicle's working life so your cash flow stays predictable and the fleet stays on the road.

Finance for HGVs, LGVs, trailers, and more

We fund tractor units, refrigerated trucks, tankers, curtainsiders, recovery vehicles, and specialist haulage equipment, new and used.

Fast decisions from lenders who understand haulage

We work with lenders who know commercial vehicle values and the transport sector, which means faster approvals and fewer wrong-fit applications.

We understand the importance of funding transport and haulage businesses

Running an ageing fleet costs more every year, but replacing it requires capital most operators would rather keep working in the business. We work with hauliers and transport businesses to finance fleet renewals, release equity from owned vehicles, and access working capital without disrupting the operations that are generating the revenue.

Apply for Finance 0161 510 5600

Some of the things we've funded

Refrigerated Trucks

Delivery Vans

HGVs

Recovery Vehicles

Tow Trucks

Refrigerated Trucks

Delivery Vans

HGVs

Recovery Vehicles

Tow Trucks

We’re the experts in funding transport and haulage businesses

From single vehicle replacements to full fleet renewals, here’s a snapshot of what we’ve helped transport businesses finance:

  • HGVs
  • Refrigerated Trucks
  • Tankers
  • Vans
  • Coaches
  • Recovery Vehicles
  • Telematics
  • Workshop Equipment
  • Specialist Vehicles
  • Curtainsiders

Hire purchase is the most common route: deposit, fixed monthly payments, ownership at the end. Finance lease suits operators who prefer to upgrade the fleet at regular intervals without the ownership commitment. Asset refinance releases cash from vehicles already owned outright. For working capital covering fuel, driver costs, and maintenance, unsecured loans and revolving credit give flexible access. We’ll match the product to how your business runs.

Beyond the vehicle list, we regularly finance trailers, curtainsiders, skeletal and flatbed trailers, workshop and maintenance equipment, onboard telematics systems, and depot facilities. For larger operators, fleet refinancing or sale-and-hire-purchase-back across multiple vehicles can release significant working capital. If you’re expanding to service a new contract, we can structure finance around the contract itself to support the application.

Vehicle finance for an individual HGV typically starts from £20,000 and scales to multi-million-pound facilities for full fleet renewals. Fleet refinance deals can release substantial capital depending on vehicle age and value. Newer vehicles from established operators attract the most competitive terms. Apply with the vehicle details and we’ll come back with real lender offers.

New haulage businesses can often access vehicle finance based on the vehicle value, with a personal guarantee from the director standing in for trading history. For businesses with past credit issues, the high residual value of commercial vehicles provides strong security that specialist lenders will work with. We work with lenders who understand transport specifically, which means a more informed view of fleet value and business viability than a generalist bank.

Apply For Finance

Apply in less than 5 minutes, get funded in less than 24 hrs