At Lendaline, we fund leisure and hospitality businesses and help them thrive
Your cash flow peaks and troughs with the calendar. A quiet January, a last-minute refurbishment before peak season, a kitchen that needs replacing now rather than after the summer. We understand the rhythms of hospitality and structure finance to match them.
Asset & Equipment Finance
Finance commercial kitchens, bar equipment, gym machinery, and furniture without tying up the working capital you need to operate through the quieter months.
Cash Flow Business Loans
A merchant cash advance or revolving credit facility gives you access to working capital that scales with your trading, lower in quiet periods and faster to repay when trade picks up.<br />
Property Backed Loans
For operators who own their premises, secured finance can unlock the capital needed for major refurbishments or new site acquisitions at rates that reflect the property value behind them.<br />
Lendaline delivered a finance solution to my business where all others feared to tread. All with assured calm efficiency and briskly too. I unreservedly recommend inviting Guy to pitch on any funding need your business might have – you’ll be in good hands.”
Stefan Hohmann
Director, GEM Display Media Limited
Why Lendaline are the perfect finance partner for leisure and hospitality businesses
We know hospitality runs on thin margins and seasonal swings, and we structure finance accordingly.
We’re the experts in funding leisure and hospitality businesses
From full kitchen fit-outs to seasonal working capital, here’s a snapshot of what we’ve helped hospitality and leisure businesses finance:
- Kitchen Equipment
- Fixtures and Fittings
- Bar Equipment
- AV Systems
- Gym Equipment
- Swimming Pools
- Outdoor Structures
- Booking Systems
- Refurbishments
- Specialist Equipment
Asset finance covers equipment through hire purchase or lease. For refurbishments, an unsecured business loan gives a lump sum to work with. A merchant cash advance is well-suited to hospitality because repayments track card takings, naturally lower in quiet periods. Revolving credit gives you a flexible buffer for seasonal gaps. We’ll recommend the right product or combination for your specific situation.
Beyond the list above, we regularly finance premises acquisitions and commercial mortgages for operators looking to own rather than rent, point-of-sale systems, CCTV and security equipment, food and beverage stock, and staff costs in pre-season periods. For seasonal businesses, a revolving credit facility gives access to funds in quiet months without paying interest when you’re not drawing on it.
Equipment finance starts from £5,000 for smaller purchases and scales for full commercial kitchen or gym installations. Unsecured cash flow loans are available from £10,000. Merchant cash advances are based on monthly card turnover, typically ranging from one to two times that figure. Rates depend on the product and your business profile. Apply and we’ll come back with actual options.
Yes. Seasonal trading is well understood by the lenders we work with, and a business with strong peak-season revenue won’t be penalised for quieter months. For businesses that have had a difficult period, secured finance against owned assets or property can open routes that unsecured lending won’t. A merchant cash advance is also a sensible option for recovering businesses because repayments adjust naturally to trading conditions.
Apply For Finance
Apply in less than 5 minutes, get funded in less than 24 hrs
