Specialist Sector

Real Estate and Property

At Lendaline, we fund property professionals and help them move at the market’s pace

The right deal missed because finance was too slow is a deal gone to someone else. Whether you’re acquiring, developing, bridging, or refinancing, we work across the full range of property finance products to make sure funding is never the reason a transaction doesn’t happen.

Stefan Hohmann

Lendaline delivered a finance solution to my business where all others feared to tread. All with assured calm efficiency and briskly too. I unreservedly recommend inviting Guy to pitch on any funding need your business might have – you’ll be in good hands.”

Stefan Hohmann

Director, GEM Display Media Limited

Why Lendaline are the perfect finance partner for property professionals

We cover every stage of the property funding cycle, from fast bridging to long-term development finance.

Finance terms matched to the transaction type

Bridging loans for speed, development finance in staged drawdowns, long-term mortgages for investment property. We match the product to the deal, not the other way around.

Finance for acquisitions, builds, and refurbishments

We fund commercial purchases, residential developments, BTL portfolios, land acquisitions, HMO conversions, and large-scale refurbishments.

Fast decisions when deals have tight deadlines

Auction completions, time-sensitive acquisitions, and chain-free purchases all need speed. We prioritise fast decisions and move at the pace the deal demands.

We understand the importance of funding property professionals

Property is a sector where timing and structure are everything. We work with investors, developers, and property businesses across the UK to ensure funding is in place when transactions need it, structured correctly for the type of deal, and sourced from lenders who understand property rather than generalists who don’t.

Apply for Finance 0161 510 5600

Some of the things we've funded

Buy To Lets

Commercial Land

Commercial Premesis

Commercial Properties

Offices

Buy To Lets

Commercial Land

Commercial Premesis

Commercial Properties

Offices

We’re the experts in funding real estate and property professionals

From individual acquisitions to large-scale development schemes, here’s a snapshot of what we’ve helped property businesses finance:

  • Commercial Property
  • Residential Investment
  • Retail and Offices
  • Refurbishments
  • Portfolio Refinancing
  • Mixed-Use
  • Land
  • Buy-to-Let
  • Bridging
  • Development Finance

The right product depends on what you’re doing and how quickly you need to move. Bridging loans complete in days and suit time-critical acquisitions. Commercial mortgages are long-term, for buying or refinancing investment property or premises. Development loans fund the build phase in staged drawdowns. Buy-to-let mortgages are for landlords building residential portfolios. We’ll advise on the right product for the specific transaction.

Beyond the list above, we regularly finance HMO conversions, commercial-to-residential conversions, auction purchases with tight completion deadlines, portfolio debt consolidation, and land acquisitions with or without planning. Bridging combined with development finance is common for developers who need to acquire a site quickly before the build finance is in place. Call the team if you have a specific deal to discuss.

Property finance starts from £50,000. Bridging is typically charged monthly at 0.5% to 1.5% depending on LTV and security. Commercial mortgages and development loans carry annual rates that vary by product and profile. Standard LTV limits run to 65% to 75% of property value. The size and terms depend on the property, the project, and your experience. Apply or call and we’ll give you a realistic picture quickly.

First-time developers can access bridging and development finance with the right project, experienced contractors in place, and a credible exit. Adverse credit doesn’t automatically rule out property finance: secured lending focuses heavily on the asset value and exit strategy rather than credit profile alone, which means options are often available that a standard application wouldn’t reveal.

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Apply in less than 5 minutes, get funded in less than 24 hrs