At Lendaline, we fund transport and haulage businesses and help them keep moving
A haulage business is only as strong as its fleet. When vehicles are off the road, revenue stops and fixed costs don’t. We work with hauliers, freight operators, and transport businesses of all sizes to get finance structured around the realities of the sector.
Asset & Equipment Finance
Hire purchase, finance lease, and asset refinance across HGVs, LGVs, refrigerated trucks, trailers, and specialist haulage vehicles, new or used.
Cash Flow Business Loans
Cover fuel, driver wages, maintenance, and operational costs without stretching working capital. Revolving credit keeps the cash flow steady between loads.
Property Backed Loans
For operators with depot premises or property, secured lending provides access to larger amounts for fleet renewals and major capital investment at better rates.
Lendaline delivered a finance solution to my business where all others feared to tread. All with assured calm efficiency and briskly too. I unreservedly recommend inviting Guy to pitch on any funding need your business might have – you’ll be in good hands.”
Stefan Hohmann
Director, GEM Display Media Limited
Why Lendaline are the perfect finance partner for transport and haulage businesses
We understand fleet finance, know commercial vehicle values, and move quickly when a deal needs to happen.
We’re the experts in funding transport and haulage businesses
From single vehicle replacements to full fleet renewals, here’s a snapshot of what we’ve helped transport businesses finance:
- HGVs
- Refrigerated Trucks
- Tankers
- Vans
- Coaches
- Recovery Vehicles
- Telematics
- Workshop Equipment
- Specialist Vehicles
- Curtainsiders
Hire purchase is the most common route: deposit, fixed monthly payments, ownership at the end. Finance lease suits operators who prefer to upgrade the fleet at regular intervals without the ownership commitment. Asset refinance releases cash from vehicles already owned outright. For working capital covering fuel, driver costs, and maintenance, unsecured loans and revolving credit give flexible access. We’ll match the product to how your business runs.
Beyond the vehicle list, we regularly finance trailers, curtainsiders, skeletal and flatbed trailers, workshop and maintenance equipment, onboard telematics systems, and depot facilities. For larger operators, fleet refinancing or sale-and-hire-purchase-back across multiple vehicles can release significant working capital. If you’re expanding to service a new contract, we can structure finance around the contract itself to support the application.
Vehicle finance for an individual HGV typically starts from £20,000 and scales to multi-million-pound facilities for full fleet renewals. Fleet refinance deals can release substantial capital depending on vehicle age and value. Newer vehicles from established operators attract the most competitive terms. Apply with the vehicle details and we’ll come back with real lender offers.
New haulage businesses can often access vehicle finance based on the vehicle value, with a personal guarantee from the director standing in for trading history. For businesses with past credit issues, the high residual value of commercial vehicles provides strong security that specialist lenders will work with. We work with lenders who understand transport specifically, which means a more informed view of fleet value and business viability than a generalist bank.
Apply For Finance
Apply in less than 5 minutes, get funded in less than 24 hrs