Specialist Sector

Plant and Machinery

Stefan Hohmann

Lendaline delivered a finance solution to my business where all others feared to tread. All with assured calm efficiency and briskly too. I unreservedly recommend inviting Guy to pitch on any funding need your business might have – you’ll be in good hands.”

Stefan Hohmann

Director, GEM Display Media Limited

Why Lendaline are the perfect finance partner for plant and machinery businesses

We know plant values, understand the hire sector, and structure deals that work for how plant businesses operate.

Repayments built around contract duration

We structure repayment terms around the contract that justified the equipment, so you're not paying for plant after the job that needed it has ended.

Finance for any plant, from diggers to crushers

We fund excavators, telehandlers, crushers, screeners, generators, compactors, and specialist plant, across new and quality used equipment.

Fast decisions from lenders who know plant values

We work with lenders who accurately value plant and machinery, which means higher loan-to-value ratios and faster decisions than a generalist bank.

We understand the importance of funding plant and machinery businesses

Plant is the business. Every piece of equipment in your fleet is a revenue-generating asset, and every pound tied up in it is a pound not available for something else. We work with plant operators to finance new acquisitions, refinance existing kit, and access working capital, without unnecessary complexity or delays.

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Some of the things we've funded

Bulldozers

Cement Mixers

Crushers

Generators

Wood Chippers

Bulldozers

Cement Mixers

Crushers

Generators

Wood Chippers

We’re the experts in funding plant and machinery businesses

From single units to full plant fleets, here’s a snapshot of what we’ve helped plant operators finance:

  • Crushers
  • Earthmovers
  • Telehandlers
  • Generators
  • Graders
  • Shredders
  • Rollers
  • Quarrying
  • Material Handling
  • Specialist Plant

Hire purchase is the most common route for plant acquisition: deposit upfront, fixed monthly payments, ownership at the end. Finance lease suits operators who prefer long-term use without ownership. Asset refinance releases cash from plant you own outright without selling it. For working capital between contracts, cash flow lending is available alongside asset finance. We’ll match the product to how your business runs.

Beyond the equipment list, we regularly finance plant trailers and low loaders, site equipment and tools, maintenance costs through working capital facilities, and commercial vehicles. For hire businesses, fleet expansion finance is available. If you’re acquiring a large piece of plant for a specific contract, we can structure finance around the contract timeline. Call the team to discuss.

Plant finance starts from £10,000 for smaller equipment and scales to several million for large plant packages. High-value machinery often attracts competitive rates because the asset value provides strong security. Rates depend on the product, the specific machinery, and your business profile. Apply with the equipment details and we’ll come back with real options.

New businesses can access plant finance based primarily on the equipment’s value, with personal guarantees from directors standing in for trading history. For businesses with past credit issues, the high asset values typical of plant and machinery provide strong security that specialist lenders will work with. The panel includes lenders who specifically understand plant valuations and the hire sector.

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Apply in less than 5 minutes, get funded in less than 24 hrs