At Lendaline, we fund agricultural businesses and help them grow
Farming doesn’t run on a regular income cycle. Costs come before revenue, harvest determines cash flow, and equipment can’t wait for a bank to finish processing a form. You need a finance partner who understands that, and can move at the pace your business actually runs at.
Asset & Equipment Finance
Finance the tractors, harvesters, and specialist machinery your farm depends on, without draining the working capital you need for everything else.
Cash Flow Business Loans
Cover feed, seed, wages, and seasonal costs with working capital that moves when you do, not when your bank decides it's ready.
Property Backed Loans
Use the equity in your land or farm buildings to access larger amounts at better rates, for investment, expansion, or refinancing existing borrowing.
Lendaline delivered a finance solution to my business where all others feared to tread. All with assured calm efficiency and briskly too. I unreservedly recommend inviting Guy to pitch on any funding need your business might have – you’ll be in good hands.”
Stefan Hohmann
Director, GEM Display Media Limited
Why Lendaline are the perfect finance partner for British farmers
We take all the stress and worry away from finding the right product for your farm, in as little as 24 hours.
We’re the experts in funding British farmers
If you can imagine it, it’s likely we can fund it. Here’s a snapshot of some of what we’ve financed for agricultural businesses across the UK:
- Combines
- Rotavators
- Hay Balers
- Tractors
- Disc Harrows
- Bowsers
- Rippers
- Livestock
- Muck Spreaders
- Specialist Equipment
Most agricultural businesses use a combination of asset finance and cash flow lending. Asset finance covers the purchase, hire, or refinancing of equipment and vehicles. Cash flow lending gives you working capital to cover feed, seed, labour, or any other operational cost between income cycles. If you own land or farm buildings, property-backed finance can unlock larger amounts at better rates. We’ll help you work out which product, or combination of products, makes most sense for your situation.
Beyond the equipment list above, we regularly fund livestock purchases, barn conversions, grain storage infrastructure, irrigation systems, and renewable energy installations like solar panels or biomass boilers, which many farms are now using to cut energy costs. If it’s a legitimate business cost for a UK agricultural operation, there’s a very good chance we can find a lender for it. Call the team if you have something specific in mind.
Asset finance for individual pieces of equipment typically starts from £10,000. Cash flow and working capital loans are available from the same level. For larger farms with significant asset bases or property, lending can run into the millions. Rates vary depending on the product, the lender, and your business profile. The quickest way to get a real number is to apply, and we’ll come back to you with actual options rather than estimates.
Yes, in many cases. New agricultural businesses can often access asset finance based on the value of the equipment being purchased, with limited trading history required. For businesses that have faced difficulties, secured finance against existing assets or property can open doors that are closed to unsecured lending. We work with over 150 lenders, including specialists in agricultural finance, which means more options than you’d find approaching a single bank.
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Apply in less than 5 minutes, get funded in less than 24 hrs
